Share Vote rapide

Poll - lien

500 px
350 px
250 px

- Aperçu du widget :

Largeur - px Hauteur - px

Fermer l'aperçu
! Vous utilisez un navigateur incompatible Votre navigateur n'est pas optimisé pour Toluna, veuillez installer la dernière version Mettre à jour
Notre Politique de Confidentialité régit votre adhésion à notre panel d'influenceurs, vous pouvez y accéder ici. Notre site utilise des cookies. Tout comme dans le monde réel, la vie est plus belle avec les cookies. Pour en savoir plus sur les cookies que nous utilisons, consultez notre Politique relative aux Cookies.


  il y a 1 mois

Do Visa and Mastercard have an unfair advantage?

When you think about debit and credit cards, the two most popular issuers may come to mind: Visa and Mastercard. These two companies have dominated the market for quite some time, thanks to their versatility and flexibility - however, is everyone happy?

With the current pandemic, many local and chain businesses are only accepting card payments but feel like they are throttled by the steep fees enforced by the card processors. Retail groups in the United Kingdom say that the costs charged by these payment firms have doubled in the previous two years.

BRC's Andrew Cregan said that "it is vital that the government takes action to tackle excessive card costs," because otherwise, retailers would be forced to pass such costs onto their customers, with credit card bills rising by another £40 a year.

At the same time, it goes without saying that card payments over a vast array of benefits to all, including convenient on-the-go payments, increased security, and better protection coverage among others - however are they abusing their position? An important thing to remember is that, big contracts with the best deals are usually available only to the biggest retailers and players in the market. On the other hand, independent retailers could suffer the most, with increasing payment processing overheads worsening their already-embattled position.

What do you think about this?

Do you think that the top card issuers in the world have an unfair advantage due to the lack of competition?

Are they charging too much? Would you be angry if businesses and retailers passed the increased cost of card payments over to you?

Let us know in the comments!

Influence your world,

Toluna Team


  il y a 1 mois
I'm not happy, but they are the most trusted brands out there. Like most institutions during the pandemic, they should relook at their cost/fee structure
0 commentaire(s)


  il y a 1 mois
I do think they charge too much but I also think they need to offer more ways to pay!
0 commentaire(s)


  il y a 1 mois
I think given the current pandemic circumstances, card issuers should lower their fees. I think they make more than enough money. Yes, the top card issuers do have an advantage as there is not much competition out there. They are charging too much and there is no way that I as consumer is going to pay for it. They must start lowering their costs and think about their especially the small businesses that do not need the high cost.
0 commentaire(s)


  il y a 1 mois
It is true,they do.
0 commentaire(s)


  il y a 1 mois
Yes, but doesn't any monopoly of a particular brand have an unfair advantage in general? Sometimes we don't have a choice and have to make it work, even if it means lessening our budgets unfortunately.
0 commentaire(s)


  il y a 1 mois
I do think they are charging too much. I would be upset if the charges were passed onto me with my purchases. This just highlights the fact that companies without competition will push their luck to see how far they can go to use the love that people have for convenience.
0 commentaire(s)


  il y a 1 mois
Yes, they do have an unfair advantage and they do charge too much.
0 commentaire(s)

Copié dans le Presse-papiers

Vous y êtes presque

Pour créer du contenu sur notre site il faut

Vérifier votre email / renvoyer
Je visite d'abord

Nous avons désactivé notre option de connexion via Facebook. Veuillez entrer votre e-mail Facebook pour recevoir un lien de création de mot de passe.
Veuillez indiquer une réponse valide pour E-mail
Téléchargement en cours...
Télécharger une image pour rendre notre site plus joli.
Télécharger une image